530-274-0916
Serving The California Marketplace
Home | About Us | Contact Us
530-274-0916
Serving The California Marketplace
Home | About Us | Contact Us

Choosing a Loan Program

There isn't a single or simple answer to this question. The right type of mortgage for you depends on many different factors:

  • Your current financial picture
  • How you expect your finances to change
  • How long you intend to keep your house
  • How comfortable you are with your mortgage payment changing

For example, a 15-year fixed rate mortgage can save you many thousands of dollars in interest payments over the life of the loan, but your monthly payments will be higher. An adjustable rate mortgage may get you started with a lower monthly payment than a fixed rate mortgage, but your payments could get higher when the interest rate changes.

The best way to find the "right" answer is to discuss your finances, your plans and financial prospects, and your preferences frankly with a mortgage professional.

Nevada County Mortgage, a dba Northern Sierra Financial Services
426 Sutton Way #114
Grass Valley, CA 95945
Office: (530) 274-0916
Fax: (530) 274-7620
Real Estate Broker
Department of Consumer Affairs
Bureau of Real Estate
State of California
(877) 373-4542
 
Shelley Mortara
Broker / Loan Consultant
NMLS #254913
BRE #01159350
 
 
Wendy Wells
Loan Consultant
NMLS #254875
BRE #01432994
 

Northern Sierra Financial Services · BRE #01851459 · NMLS #235599

Nevada County Mortgage, a dba Northern Sierra Financial Services
426 Sutton Way #114
Grass Valley, CA 95945
Office: (530) 274-0916
Fax: (530) 274-7620
Real Estate Broker
Department of Consumer Affairs
Bureau of Real Estate
State of California
(877) 373-4542
 
Shelley Mortara
Broker / Loan Consultant
NMLS #254913
BRE #01159350
 
 
Wendy Wells
Loan Consultant
NMLS #254875
BRE #01432994
 

Northern Sierra Financial Services · BRE #01851459 · NMLS #235599