530-274-0916
Serving The California Marketplace
Home | About Us | Contact Us
530-274-0916
Serving The California Marketplace
Home | About Us | Contact Us

Loan Programs

Choosing a Loan Program
The right type of mortgage for you depends on many different factors.

Conventional and Jumbo Loans
Conventional loans are secured by government sponsored entities or GSE's such as Fannie Mae and Freddie Mac.

Fixed Rate Mortgages
A loan program where your monthly principal and interest payments never change.

Adjustable Rate Mortgages (ARMs)
These loans generally begin with an interest rate that is .5-1 percent below a comparable fixed rate mortgage, and could allow you to buy a more expensive home.

Standard ARMs and the Differences
Various types of adjustable rate mortgages.

Reverse Mortgages
A reverse mortgage is a special type of loan made to older homeowners to enable them to convert the equity in their home into cash.

Nevada County Mortgage, a dba Northern Sierra Financial Services
426 Sutton Way #114
Grass Valley, CA 95945
Office: (530) 274-0916
Fax: (530) 274-7620
Real Estate Broker
Department of Consumer Affairs
Bureau of Real Estate
State of California
(877) 373-4542
 
Shelley Mortara
Broker / Loan Consultant
NMLS #254913
BRE #01159350
 
 
Wendy Wells
Loan Consultant
NMLS #254875
BRE #01432994
 

Northern Sierra Financial Services · BRE #01851459 · NMLS #235599

Nevada County Mortgage, a dba Northern Sierra Financial Services
426 Sutton Way #114
Grass Valley, CA 95945
Office: (530) 274-0916
Fax: (530) 274-7620
Real Estate Broker
Department of Consumer Affairs
Bureau of Real Estate
State of California
(877) 373-4542
 
Shelley Mortara
Broker / Loan Consultant
NMLS #254913
BRE #01159350
 
 
Wendy Wells
Loan Consultant
NMLS #254875
BRE #01432994
 

Northern Sierra Financial Services · BRE #01851459 · NMLS #235599